On my journey to paying off credit card debt, I’ve tried both 0% APR Balance Transfer Cards and a Personal Loan.
Today, I’d like to share a bit about each of these options as it pertains to attacking credit card debt.
I’ll start off by sharing some information about the option. Then I’ll give some pros, and maybe some cons. After that, I’ll share a few things to consider, followed by a couple of suggestions. And finally, I’ll give some feedback for which option could be best for you.
Please bear in mind that I am not a Financial Adviser, or specialist. I’m simply sharing things I’ve learned along my personal journey to eliminating credit card debt.
Let’s get into it.
Continue reading “How To Attack Credit Card Debt: 0% APR Balance Transfer Cards vs Personal Loans”
What lead to the increase?
I believe there were 2 factors.
#1: I Consolidated My Debt into a Personal Loan
The consolidation consisted of 2 low balance student loans and 2 high balance credit cards.
Why did I decide to consolidate?
Continue reading “I Raised My Credit Score 70 Points in 45 Days!”
Happy First Day of Fall.
To honor this day, I thought a Tag would be fun.
Now, I wasn’t tagged, but I’m going to do it anyway.
So, this is called the I Heart Fall Tag and I found it over at Mama Kat’s Losin It. It’s actually a YouTube tag, but I’m going to do mine right here on the blog.
Are you READY to get into the questions?
Me too. Let’s go!
Favorite Fall Scent
Is it random if I say Cozy Cardigan by Scentsy?
Ok then, Cozy Cardigan by Scentsy.
Best Way to Spend a Rainy Day
In fluffy jammies, covered in blankets up to my nostrils, watching movies, or reading a good book.
Favorite Fall Drink
Oh, wait, I don’t think I have a favorite Fall drink. But I will enjoy a Pumpkin Spice Latte from time to time.
Football, yay or nay?
Hmm, I’m pretty sure it’s a cardinal sin for a Texan to answer ‘nay’ buuuutttt…
Yay to attending a game in person, on a crisp evening, while bundled up in a coat and scarf. The atmosphere is electrifying!
Nay if I’m watching on TV. I pretty much have the attention span of a gnat.
Am I safe?
Continue reading “I Love Fall Tag”
Now, y’all know that I love to read, right?
But a girl can only read so much before my eyes go cross, and my brain turns to mush.
I needed something new; something to do when I wasn’t reading.
So I decided to try my hand at wreath-making.
Now, there are lots of different types of wreaths you can make, and a plethora of materials you can use to make them, but I figured a spiral deco mesh wreath would be the easiest (and cheapest) place to start.
Translation: I’m new at this and I didn’t want to spend a ton of coin in case I lost interest, or was terrible at it.
At the time, I didn’t have use for a wreath, so I figured I’d make it for someone else. But who?
My 4 year old niece is obsessed with Poppy from the movie Trolls by Dreamworks. So, being the awesome Auntie that I am :P, I decided to make one for her.
This post contains affiliate links. If you make a purchase using one of these links, I could earn a small fee, at no additional cost to you.
The final product…
Like it? Well here’s how to make one of your very own…
keep on reading
As we inch closer to the beginning of Fall, so do we to the falling of leaves, cooler weather, and the cozy feeling of Autumn.
Do you know what else we’re inching closer towards?
I’ve gotta say, there are a lot of good looking shows premiering, or returning, this Fall.
These are 3 I’m looking forward to –
Are you trying to figure out what to get for your Book Lover but you’re drawing a blank?
No worries, I’ve got you covered.
Check out these cute gift ideas for the reader in your life –
Gifts for Readers & Book Lovers
Continue reading “Need a Gift for Your Book Nerd? 18 Good Options”
I’m always on the lookout for quality TV shows that feel new, and fresh.
They aren’t always easy to find but here are 3 that I’ve lucked out with lately.
2019 | Crime Thriller | 2 Seasons
If you enjoy criminal profiling, criminal psychology, or the tv show Criminal Minds: this one’s for you.
Season 1 takes place in the 1970’s.
We follow Detective Holden Ford who works in the FBI’s Behavioral Science Unit.
Ford has a hunch: serial killers are fundamentally different than the Average Joe who commits the one-off murder.
In order to better understand serial killers, he interviews them. He asks questions about their lives, thoughts, and motivations, to assist in developing criminal profiles, solve ongoing cases, and prevent future crime.
Continue reading “3 Netflix Original Series Worth Watching”
Today I thought I’d share some of my favorite board games with you guys. Each of these have been a HIT (and a HOOT) with my family.
So, whether you’re wanting games to play during family get-togethers, the Holidays, the barbecue, or just a Game Night with family or friends, these are 4 of my faves:
Continue reading “4 Exciting Board Games To Play with Family & Friends”